Out of Budget: Is this really happening?!

My spending culprits are: buying lipstick from a warehouse sale, paying for my father's medicine & check up, plus college miscellaneous fees of my youngest sibling. My list of expenditure is crazy and given that situation makes me want to cry in my room like Anna in Frozen. LOL. Joke lang!
I admit that I became lazy and unconscious of my spending because of what have had happened but I need to stay on track for me to have a brighter future. Naks!

My big chunk of purchase item was when I bought an automatic blood pressure for my parents which has a retail price of 7,150 pesos.

I am lucky that I have a Mercury coupon of 357.50 off on the original price. Plus I also earned a 3% rebate from BPI amounting 203.78 pesos, therefore, I only paid 6,588.72 pesos for it. Hooray for couponing! I'm planning to buy a nebulizer soon for my mom who has asthma. But that thing can wait maybe next month. Hehe.

And now is Friday and I can't wait this day to come to an end! What about you? How's your week so far? Feel free to leave a comment below. I’d love to hear your stories!

Photo Credits: Pixabay.com, Canva.com, Spellsaab.com

My First Cash Dividend from EDC

This news came to me as a surprise. I was shocked and turned giddy when I read the email that I was given a cash dividend from EDC! Hooray.

Oh my gosh. Though the amount is fairly small, I am still very thankful for this blessing! As I've read too many financial blogs, I can say that I have now experienced having passive income. My money works for me and not the other way around. Hehe.

I've hadn't experience capital appreciation yet because I am still waiting for my stocks to turned green on my portfolio before I bid them goodbye. What about you? Did you receive your cash dividend or stock dividend from your investment? Share your stories below.

Photo Credits: COL Financial, f.tqn.com

Birthday Plans, Savings Update & Passport Appointment!

It's now October and what I love about this month is I will be celebrating my birthday on the 20th! Yes, I am getting older but wiser. Haha.

I thank God for all the blessing that He have given me especially the wisdom that I learned through the years. My only wish is that my family and I will have a healthy mind and body. Since this is a financial blog my plan on my special day is to celebrate it with my family. I have no plans of throwing a fabulous party because I will pay for my youngest sibling's tuition fee for the upcoming second semester. Yes, education is my top priority right now. Next year, she'll be graduating from college, and I will be the happiest sissy by that time. Hooray! Ang hirap kayang magpaaral ng college. Huhu. Namumulubi talaga ako kapag may bayaran sa mga project si kapatid!

I bought a new pair of flat shoes! I fell in love with the shoes simplicity and when I tried to wore it-- it is comfortable! The only thing that I hate about the shoe is the price. It is expensive! But that's okay after all this only my second time to buy a new pair of shoes for this year.
I earned a 3% rebates from BPI because of my purchase item. Yahoo.

On the 17th, I have a passport appointment at DFA Alabang. It's my first time to get one and totally clueless of what will the process look like. Hehe.

About my savings, I ruined it! And my stocks are not doing good too. I can see green, but there are more red on my portfolio if you know what I mean. Honestly, I have two rubbish stocks on hold. I want to get rid of them when the right time comes. Of course, I still wish I can gain a little amount like 100 pesos or higher than that so let's see. I try not to keep an eye on my account because it will only give me stress. Haha.

What about you? Do you have any plans for this month of October? How's your saving? Share your comments below.

Photo Credits: Canva.com